About 70-80% of the people in the world are food producers. Farmers, ranchers and alike. They spend most of their lives on their farms working and go into the nearby village or city to sell their crops, buy seeds, buy supplies and tools needed for the next few months And finally pick up the latest news. You might see a farmer in town 4 times a year depending on distance from the settlement and what needs might arise.
They are not very educated and have basic math skills. They may be literate but most likely are not. They rely on the honesty and integrity of those they meet. This is how they measure people. They are generally married to neighbors, and arranged marriages are the norm.
Because they are typically far from town they rely on themselves. Of course, emergencies come, but rarely with the benefit of time so, bad things will happen. Occasionally a passing through druid may bless their land and livestock. They will pay homage to Allyra for good harvests and pay tribute to Scyndar to watch over their families and finally to Andor when the end comes that the soul of the departed goes unimpeded to be judged by Ahk.
You rarely if every, have seen or even heard of magic, except in stories, songs or rumor. You judge the man, not the magic.
You know of other races, and you most likely have seen; humans, goblins, gray orcs, dwarves; with the occasional elves, Jotnar, centaur, and va-kesh; while gnomes, halflings, black orcs and Nephilim are rare; and the Dark elves are a long forgotten memory.
Monsters and Undead are very rare, even if one farmer is killed or worse there are 20,000 that were not. So it becomes just a story for most, and a few will know the horror, but most won’t. Their self-sufficiency will get them through or so they believe.
Background: You are self-reliant and physically work very hard, you have a minimal formal education, but you know the basics of surviving in the wild. You know some basic plants and animals. You have only basic social skill. Your marriage was most likely arranged during a planting festival when you were 5 or so. Most marriages take place the spring after you become an adult.
Villagers are different than most people. They service farmers for their daily life, but the commerce of their heart is news and stories. Those stories most times are exaggerated and the villages do their best to make it even bigger.
Villagers are only slightly more educated than "most people". Generally, villagers can read and write, maybe a basic letter, but not much more. They could not read legal documents, grammar and sentence structure is not common place. They will know math, and they are generally honest folk. Most can fake their way through the pleasantries and etiquette if they need to.
You will see an occasional noble in town and maybe even an adventurer or 2. If they are lucky enough to have a spell caster in residence, the caster will generally be recluse for one of 2 reasons: 1st when bad things happen they get blamed and 2nd when someone needs something they are the first one people run to. Either is very tiring, to say the least. Some are generally helpful and available. They will be revered by most in the village and sought after for guidance. They prey to the same gods as above and to whatever God might be local. The Church of Light is very good at providing small chapels for the villagers and farmers in most of the villages to pray to whatever god is needed at the time. A priest (non-spell casting clergy) will be present to provide wisdom, take offerings and pass on messages to the clerics and others in authority.
You know magic exists, they may have seen a spell or two. If they are very lucky and have a local caster, then magic is special and only used when it is really needed most likely. It is treated like a very rare commodity that the village will protect.
Seeing Monsters and Undead is exceedingly rare. You may have witnessed the aftermath of these stories, and the villagers will keep that story alive and pass it along. They live in the village for mutual protection. They know that travel in unprotected areas is dangerous.
Common magic items are common for the gentry. While a commoner could have one, it is rare. The Gentry might have unusual items with the same expectation. While rare and above are owned by the nobles, the very wealthy and adventurers. Artifacts, Relics, and legacy items are very scarce and hard to find. When you desire these, you must quest for them. If you want something, let me know.
Arranged marriages are the norm.
Background: You are self-reliant and physically work hard, you have a basic formal education. You know the basics of surviving in the wild. You know some basic plants and animals. You have some social skill and some very basic etiquette. Your marriage was most likely arranged during a planting festival when you were 5 or so. Most marriages take place the spring after you become an adult.
City life is more exciting. Even though it never feels like it is less than 20% of the population an area live in the city itself. Like villagers they like stories, but their busy life makes storytelling more of a luxury.
City life is governed differently. Most everything is dependent on social class and your station, in the ever-moving wheels of daily life. City folk might be more educated than villagers even if just barely. Formal education can only be afforded by the social classes of a Tradesman, and above. Those below will most likely be barely literate and have a basic grasp of math through simple division.
Most likely there are temples or at least churches to gods with spell casters in them. They pray as villagers do. They rarely see magic but most likely have witnessed some divine magic. They have a fairly firm belief that the gods are real since they see the miracles of these gods, done by their clerics. But also bad things still happen, and the people are left asking, why did the gods let this happen?
The city folk will see nobles occasionally and know the basic etiquette needed to get by. They most likely have met and dealt with adventurers depending on station and job. The Adventurer’s Guilds (AG) is generally the only place to get equipment not available to the general public. Things like Lock picks and various other tools and kits won’t be available in normal stores because of their rarity of sale.
Arranged marriages are the norm.
They most likely have witnessed some magic, businesses and others of status may have magical lights in and around their estates. Or glowing items to show off. You know that items do magic exist, and they are rare, valuable and dangerous to own. If you own a magic item, you need to be powerful enough to keep it safe from others that might want to take it from you. So most chose to stay away from magic items.
Monsters and Undead are rare. But most never see them. So they become more of an urban legend, folk story or rumor. The city folk will tell the stories to frighten young children into obedience and share them with friends at the dinner table. Few will have seen the aftermath of these events. This keeps them in the city, and they only travel in protected groups. You most likely have never seen a wild animal unless your work takes you out into the wild.
Background: You are self-reliant and work long and hard, you have a basic formal education. You know some basic plants and animals. You have social skills and some basic etiquette. Your marriage was most likely arranged during a planting festival when you were 5 or so. Most marriages take place the spring after you become an adult.
These are the people in power either by noble title, money or direct experience. You know about magic, monsters and worse. The more you learn, the worse it all seems to get. Some prey on the helpless, some use the fear and knowledge to control people and ultimately get what they want. Others try to help out.
Arranged marriages are generally required.
Adventurer’s: You take up this line of work for a variety of reasons: Excitement, a better life, to win the heart of the one you love, to gain acceptance from someone, get away from your current life, something altruistic, or maybe to save the people out there from having to deal with these horrors.
You know the gods are real, you know they have real power and that most of what the clerics say is true, or at least they believe it is.